Higher Rates for Higher Risk, Lower Rates for Lower Risk

Following our last two secured loans offering blended gross returns of 5.5% and 14% respectively, we thought it would be worth re-visiting the subject of how Proplend determines its loan interest rates. Loan pricing is about risk-adjusted returns

Investment tranching – A different attitude to risk

With capital at risk, it’s important that P2P investors understand the risk of their holding and it’s a big reason why Proplend took this different approach to clearly quantifying this for their Lenders. LTV-based tranching system help Lenders