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Bank Base Rate Rise or Not, P2P Lending is Here to Stay

The Bank of England Governor Mark Carney has, on numerous occasions, confirmed that the era of long-term low interest rates is coming to an end with interest rates expected to rise starting in Q1 2016 and peaking at around 2.5%, over the next 3 years. Although this is a fivefold

Income in Retirement

It’s been a tough 8 years for savers, with a historically low base rate returning little to nothing on cash held in savings accounts. Bank of England figures show that the average base rate from 1975-2008 was 8.6%, between 2009-2015 it dropped to 0.5%, a fall of 95%.   One

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An Introduction to Alternative Finance

The Alternative Finance sector has increased in popularity, and with no end in sight, the movement to revolutionise banking and investing will continue to experience a healthy growth curve.   Our Introduction to Alternative Finance Infographic, looks to provide a visual introduction to the sector. It highlights three of the main