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2016 – P2P Year in Review

In response to lender feedback, Proplend decided to lower the minimum loan investment amount from £5,000 to £1,000. New loans to the platforms are now split in £1,000 units. The outcome of this has been

FCA feedback on Peer to Peer Lending – Dec 2016

Last week the the FCA published its initial views from its review of the crowdfunding (investment and loan based) industry in Feedback Statement (FS16/13). While the detail of new rules will not be announced until 2017, it reveals some interesting points of view which are not only important for